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However unfavorable your credit history may be

If you walk into a local bank and ask for fast personal loans, they will show you to the door. This just isn’t their business anymore. They may tell you to try a pawn shop or a “payday advance” company that will take advantage of your situation. Clearly initially structured as an “ownership interest” rather than a loan, this curious wording calls into question how BOFI has accounted for its Elevate dealings. Without diving into detailed accounting mechanics in this article, I will simply state that BOFI’s financial statements offer no indication that the bank holds highly material exposure to these consumer payday loans. As a result, I reiterate my previously stated belief that the risks of a major accounting fiasco at BOFI remain extremely elevated..

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“Corporations have long sought to unlawfully shield themselves from paying required wages to workers through the use of subcontractors or other intermediaries,” adds Public Citizen attorney Patrick D. Llewellyn. “Both federal and local labor laws, however, have been written and enforced to prevent this form of wage theft, and our lawsuit will ensure that its workers are finally paid the wages they earned.”.

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